If you’ve been trying to snag some BBLohs on Google Pay but luck simply isn’t on your side, maybe it’s time to explore other cashless apps in Singapore.
As easy as scanning the QR code when you make payment, this list of cashless apps will let you know what cashback reward programmes you can look out for the next time you’re shopping, dining or commuting.
|ShopBack Go||Real cashback upon spending|
|FavePay||Store rebates upon spending|
|Google Pay||Real cashback upon money transfer|
|Grab Pay||Points to be converted to vouchers|
|Singtel Dash||Points to be converted to vouchers|
|DBS PayLah!||Discounts for movie tickets and partner merchants|
If you are an avid online shopper, especially of international brands such as Shopee, Lazada or the like, this is the app you should be downloading now.
Needless to say, ShopBack is one of the more popular cashless apps in Singapore because it has many established merchants.
With a clear and easy-to-navigate interface, ShopBack Go allows you to earn a certain percentage of real cashback rewards which will go into your e-wallet upon spending.
You can then choose to either send the money straight to your bank, or use it to purchase vouchers with partner merchants.
Think brands like Asos offering 6% cashback, and Grab with 10% cashback. If you’re booking a staycay through apps like Agoda, you can also earn up to 6% cashback.
All you have to do is link your debit or credit card to your ShopBack account, and be automatically eligible for this cashback reward programme when you pay with your card.
FavePay works very similarly to ShopBack, with over 12,000 partner merchants on board.
As compared to ShopBack, FavePay would probably be the app which is more widely known for having a variety of F&B merchants on board. So if you’re a foodie, this is probably one of the best cashless apps in Singapore.
Think brands like Tim Ho Wan, Makisan, Soup Spoon, Food Republic, etc.
However, the downside of FavePay is that you will not be getting any monetary cashbacks. Their cashbacks are meant for a couple of cents of dollars worth of discounts the next time you dine back in at the same eatery.
Although it is not as shiok a deal, no harm just scanning the QR code and the cashback reward programme is yours! Who knows, you may be back at Soup Spoon sooner than you think.
(Psst..if you’re here, you can also check out their super-worth self-care vouchers -– getting a full body massage for a discounted rate of $30 instead of $240?!) Only at FavePay.
3. Google Pay
If you have spent the CNY season crazy over finding BB Huat and BB Loh’s, then Google Pay probably needs to introduction for you.
For the others who are not yet aware of this cashless payment, one of the most attractive features of Google Pay’s cashback reward programmes is their mystery packets which contain money, so long as you make a $10 transaction each day.
(But you’re limited to 3 transactions per day!) If you’re lucky, you might get a packet that’s worth more than $5. And it won’t even take you more than a minute to make the transfer to your friend.
Of course, there’s more to Google Pay than just the buzz over this cashback reward programme.
You might be surprised to find they also have an in-app movie booking and purchase feature, and a food ordering service at selected restaurants which allows for a $2.50 discount!
4. Grab Pay
The all-new silver contactless Mastercard that Grab has recently introduced into the system is still a pretty impressive feat. With the physical card, you won’t even have to scan the QR code anymore!
With the GrabPay/GrabPay Mastercard, you can earn up to 4 points with every dollar spent. These points can be used to purchase vouchers for food, shopping and even for donating to for charitable organisations.
Some merchants include Starbucks, Cedele, KrisFlyer, Watsons, etc.
The reason why people are flocking to get their hands on Grab Pay is probably because of its ease of use, and the fact that Grab honestly has a wide variety of merchants on board, making it super accessible when you opt for a payment option once you are ready to check out at the counter.
The higher your membership tier, the more VIP you are. Imagine flying across Southeast Asian airports and getting up to 20% off F&B merchants there just because you are a GrabPay platimum member.
Psst…you can also link your GrabPay account to FavePay to earn points and cashback at the same time!
5. Singtel Dash
Don’t let the name of this app fool you – Singtel Dash is not limited to only Singtel users. Whether you are using Starhub, CirclesLife or M1, you are still welcome onboard an account.
(But of course, the perk of being a Singtel user lies wherein the fact that you can get a free GB every month if you pay with Singtel Dash!)
Singtel Dash works similarly to Grab Pay, letting you earn points when you shop, eat or commute. While Singtel Dash definitely doesn’t have as many merchants on board as with Grab, they do still have some established partners such as Shopee, EZBuy and Pomelo.
Our word of advice when you’re deciding between Grab or Singtel Dash? Look at the merchants they have on board and see which cashless payment app has reward programmes for merchants you are interested in.
6. DBS PayLah!
With the day-to-day convenience of DBS PayLah, this is probably the most widely-used cashless apps in Singapore.
While we are often on the home page transferring money after suppers or the usual Mala meal, what we often ignore is the “rewards” page at the bottom of the app.
Although there aren’t any active cashback reward programme on PayLah, what awaits in your rewards tab are some discounts for Golden Village movie dates, and also occasional cashbacks at partner stores such as Sheng Shiong and Hao Mart (10% cashback ongoing now!)
With the tech-saavy direction that the world is moving towards, it will be no surprise that we will soon become a cashless nation. Since we are going to spend with contactless payment, might as well make the best use of spending and earn while we are at it!
Even if these cashback reward programmes may seem like meagre incentives, it doesn’t hurt to download them and whip them out when you have the opportunity to.
Seems like we will be scanning many QR codes in the near future.